Welcome to the debtor counseling service
The first step has been taken. We invite you to read on, because over-indebtedness can affect anyone. In our society, debt is something completely normal. However, if the financial situation deteriorates for any reason (e.g. unemployment or separation), the installments can no longer be paid on time. This is the beginning of a long ordeal for many people, as financial worries are very stressful for body and soul.
We have been advising people with debt problems for more than 30 years and are therefore aware of the diverse effects on all areas of life.
The debtor and insolvency advice service in Itzehoe, Glückstadt and Kellinghusen offers you help and advice in overcoming financial and social problems. The advice centre is a recognized body in accordance with § 305 of the Insolvency Code.
If you live in the Steinburg district, we are your debtor advice center.
Our advice is free of charge. Please always make appointments in advance by telephone. If you have a long journey or need to take vacation, please contact us in advance.
All employees are bound to confidentiality.
For the initial consultation in the open consultation hours, please bring the following documents with you if possible:
- registration form
- Proof of income of all household members
- List of monthly income and expenditure
- a list of all debts
- signed release from confidentiality
Information on various topics
- The right to a current account
- Information sheet on the garnishment protection account
- The garnishment protection account
- Reminders, reminders, reminders
- Going to the authorities
- Broadcasting fee
- Rent debts and eviction proceedings
- Energy debts
- Information sheet on the declaration of assets
- When the bailiff comes
- Questions about ALG II (Hartz IV)
Office hours Administration
Monday and Wednesday to Friday 9.00 to 12.00 and by appointment
Open office hours
Tuesday 9 a.m. to 4 p.m. (please call a few days in advance)
All appointments by telephone arrangement only.

